Give your children the kick start in life that they deserve.

The Children’s Kickstarter Plan (CKP) is a financial tool designed to provide children with a head start in life including education, business, paying off debts, buying homes and more.

Plan Now

Children’s Kickstarter Plan (CKP)

Learn More

CKP for Grandchildren

Learn More

How it works

  1. Premium paid is used to:
    • Purchase the Insurance component that grows with your child over time regardless of your child’s health status.
    • Invest in a pooled fund managed by the insurance company that pays an annual dividend and provides a guaranteed cash value.
  2. Guaranteed cash value grows from the day the plan is purchased TAX FREE.
  3. Plans are eligible for annual dividends paid for life, or as long as the plan is still in place.
  4. CKP can be transferred over to your child at any time after your child’s 18th birthday with no tax obligation.
  5. Child can choose (with the parent’s guidance) how to best use the asset.
  6. Parent decides when the asset should be transferred.

Sample illustration

Monthly Deposit of $75 / Annual $900
Accumulated Cash ValueLife Insurance ValueCan help with:
20 $18,917 $121,142 Education
25 $26,195 $153,042 Starting business
30 $35,046 $182,718 Down payment on a home
70 $318,817 $518,533 Retirement
Monthly Deposit $150 / Annual Deposit $1,800
Accumulated Cash ValueLife Insurance ValueCan help with:
20 $40,654 $260,341 Education
25 $56,293 $328,894 Starting business
30 $75,316 $392,670 Down payment on a home
70 $685,171 $1,114,347 Retirement
Monthly Deposit $208 / Annual Deposit $2,496
Accumulated Cash ValueLife Insurance ValueCan help with:
20 $56,859 $364,113 Education
25 $78,732 $459,993 Starting business
30 $105,338 $549,192 Down payment on a home
70 $958,289 $1,558,540 Retirement
Personalize Your Plan

These are sample illustrations and are based on a new born healthy baby boy and the values were taken from Equitable Life on December, 2017. The payment period for these policies are 20 years. The accumulated cash value is a total of the guaranteed cash value and the accumulated dividend value. Dividend value is not guaranteed and is subject to change depending on performance. This example is strictly for illustrative purposes only.

Stay in the know

4 signs of a financially responsible teenager

Every parent wants their child to grow up into a responsible adult that contributes to the world and the society around them. Part of growing up means becoming financially responsible too.

Why

Children are the future… make their future possible.

CKP is a financial tool that any family member including parents, grandparents, aunts/uncles, etc., can utilize to provide children with a kick start in life.